Health insurance is desiged to assist you meeting the financial costs associated with certain health service like hip replacement, knee replacement, cataract removal, heart surgery, hysterectomy, cancer treatments, MRI scans etc.
The public health system has never funded all the health needs of New Zealanders. This is true for many areas of health, such as doctor's visits, prescription costs, and non-urgent surgery where people have queued on waiting lists, often for operations they were never going to receive. The public health system's waiting lists have now been replaced by a booking system which makes it clearer that there are surgical needs will not be met from the public purse.
As the population ages there may be less taxable income and less money for Health System. This has obvious implications for access to the public health system.
Anyone between the ages of 0 & 70 who is either a New Zealand Citizen or a permanent resident is eligible to avail private health insurance. In certain cases where work permit holder residing in New Zealand for more than 2 years are also eligible for private medical insurance. Please contact us for further details on 0800 Maverick.